Hello, My name is Stuart Andrews. I "was" a cash strapped Computer Science student from Cambridge University (in the United Kingdom) just 30 day's ago.

Over the last 4 weeks I've joined 40 work from home and money making opportunities online. Each program cost an average of $67 to join. But doing this "experiment" I've only spent $103.34.

How? Quite simple. Nearly every work at home program online has a refund policy. You've probably often read something like "If you're not satisfied, email me within 60 days for a full refund".

Well I thought, if I join every work at home opportunity online. Try what they say. And it doesn't allow me to earn a good income and subsidies' my University fee's... Then surely I have the right to a refund.

So I got my room-mates credit card and with his permission, joined 40 work at home opportunities (over a 4 week time span). Each one I read the material and tried what they said. If it didn't allow me to make money, as often claimed, I instantly asked for a refund.

After systematically trying 40 work from home opportunities, I found something shocking...

Only 3 Actually Worked!

That's ridiculous isn't it. Out of 40 make money opportunities, a measly 3 worked.

Here are the 3 legitimate work from home programs I found:

1 Perfect Money Formula ®

2 Autopilot Profits Inc.

What's important is since joining these 3 opportunities I've earned $1504.46 (over 7 days). I haven't had to work hard, as I need most of my time to study Computer Science and Robotics.

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Now below are some more details on those 3 programs. They have my full recommendation, and they are the only 3 out of 43 where I didn't claim a refund.

Note: The first one below, is better than the other two. And has allowed me to earn $939.21 whereas the second has earned me $365.25, and the third has earned me $200, Still good, but I'd try the top one first!